Health Insurance

Health Insurance is probably one of the most important insurances you can own.

It provides long-term financial protection when you are ill and therefore cannot work or even run your business. It can have serious financial impact on families!

Most people will associate health insurance to provide cover for private medical treatment; however there are many types of Health-related Insurance policies which cover:

Loss of income
Protection of medical expenses
Serious illness or critical illness
Medical costs

Risk Warnings for Health Insurance Plans

Critical illness: The policy may not cover all definitions of a critical illness. For definitions of illnesses covered please refer to the Key Features and Policy Documents.

Income Protection and PMI: The plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.